SMUD Financing Options

Financing

Home Performance Program

  • Insured/Unsecured
    • 5.50% fixed rate financing with zero application fee (expires 12/31/12)
  • Secured
    • 6.99% fixed financing with zero application fee (expires 12/31/12)

Regular Loan Program

  • Secured – 6.99% with application fee of $100
  • Unsecured – 10.75% with application fee of $100

In House Financing Options

  • No Interest Option with Regular Monthly Payments:
    • 12 Months No Interest Option with Regular 3.5% Monthly Payments or a $35 Minimum
  • No Interest Option with Regular Monthly Payments:
    • 6 Months No Interest Option with Regular 3.5% Monthly Payments or a $35 Minimum.
    • Reduced Rate, 9.90% APR with 1.75% Monthly Payments – The special rate will apply to the purchase until it is paid off.

The options we currently offer are:

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